Industries
Generic models kill margin.
In specialized verticals, standard integration logic creates leakage. We design flows that protect unit economics in marketplaces, mobility, and complex retail.
Types
Industry contexts
B2B Marketplaces
High-value baskets, net-terms, and complex multi-party settlement chains where standard consumer logic breaks down.
SaaS & Platforms
Subscription models and digital goods with high dispute exposure, complex tax nexus, and entitlement mapping.
Mobility
Transportation, logistics, and on‑demand services where timing, reversals, and evidence matter.
Retail
Multi‑channel setups with reconciliation drift, settlement complexity, and operational handoffs.
Financial institutions
Banks and regulated entities designing new payment propositions under strict obligations.
Common failure modes
Failure patterns that recur
Disputes as operational workflow
Evidence requirements, reason codes, and regulatory timelines create sustained pressure. Ownership must be designed upfront.
Settlement drift
Implicit mappings between platforms and ledgers become recurring finance overhead. A clean model eliminates constant manual adjustment.
Contract reality
Obligations define outcomes. Misalignment surfaces during incidents, not during onboarding.